XLV
Health Care Select Sector SPDR Fund
stock NYSE ETF

those are actually all really solid ETFs tied to different sectors - VGT (tech), XLV (healthcare), ITA (aerospace/defense), and XLE (energy). Each one gives you diversified exposure within its category, which is great if you’re looking to spread out risk a bit.
The key is thinking about your goals and how long you’re planning to hold. If you’re investing for the long term, these sectors can all play a role depending on your risk tolerance and how you want to balance growth vs. stability.
Also, i use this app called Hedge that lets you invest in a group, so I’ll sometimes drop ETFs like these into a proposal and see what my group thinks before buying. Having people weigh in can be super helpful, especially when you're torn between a few good options.
All four picks are legit tho imo it really comes down to what kind of portfolio you’re trying to build and how active you want to be. You’re asking the right questions, which already puts you ahead.

Hello bogleheads,
I'm a rookie who feels his life was a lie until I found out that ETFs exist. Basically, I started putting in money on core tech stocks during the COVID market crash which by luck paid me well. Now that I am more aware of safer investment options, I want to build a portfolio for retirement.
TL;DR here's my breakdown -
VOO - 55% - I'm sold on the VOO and chill principle and would like to have a solid backbone.
SCHG - 10% - Slightly more aggressive take on tech aimed at maximizing returns.
AVUV - 10% - I don't buy the VTI philosophy of being "inclusive", and want to give the small/mid-caps a fair chance.
VXUS - 10% - Having a completely non-overlapping market with the US.
IBBQ and XLV - 15% - This is my personal tilt towards biotech/healthcare which I believe will be on the upside besides tech.
Would welcome any advice/tweaks/recommendations from the expert community here. TIA!

it seems like the tech sector is not, but rather XLV and XLU is pumping hard today, very bearish it seems and XLK the top holdings supposedly, are not at -.32% hmmm

This is a very difficult personal decision. On one hand NVDA is a momentum beast and AI isn’t going anywhere but you have great gains…
XLV and VDC seem less volatile but honestly there are no safe investments in this environment. Healthcare is under the gun with out of control cost and changing regulations… it may be safe.. consumer staples specifically VDC is trading at high, expensive levels.
My approach would be to trim, take a little off the table and maybe get into VDC or XLV when another market selloff occurs.
That would be my approach.. I don’t believe you have to be in a position all of the time and I get the inflation factor but this would be my approach if I were you.
Hope that helps

for those that look at the broader market, there were huge bullish hits yesterday, close to 1 million dollars in premiums in 1 day, for XLV. Means money is moving around the healthcare sector. this is bullish for the broader healthcare stocks even after the UNH tumble. The healthcare sector has been choppy the past 5 years. this could be a breakout year for individual healthcare stocks.

I have four stocks that I am hesitant on buying and that is VGT, XLV, ITA, XLE. I would honestly like advice on if they are solid stocks to stick with or look for different ones.

**$184 > $2,600 on $UNH puts. $36k roth to $22k and back to $40k** thanks to a series of SOXL calls and shares + buying a bunch of 2x leveraged single stocks like ROBN, HIMZ, ETHU & ORCX at the bottoms. Last month has been crazy, got sick & depressed during the recent crash & didnt have the energy to day trade puts on the way down. Literally just held calls and they all expired worthless. Immediately when I felt better I got clear minded and just day/swing traded calls on the way up. I have so much cash on hand, ive taken all profits**,** & as of now i'm doing cheap itm & otm calls on the regular versions of my 2x leveraged stocks & will start day/swing trading cheap puts when I feel they get too overextended. I'll now always be hedged in a put, even if its a small loss.
As for $UNH , i bought shares at $300 and needed to protect them, so i bought a cheap $184 $300P 1DTE. Didnt care if i lost it or not, as I trade only what im willing to lose per hedge. Also have a large position in $CURE so i picked up some XLV puts. I only do options on stocks I own and I ONLY use puts as protection & ONLY do calls on stocks I took profit on, and use the profits to gamble.
Im in nothing but highly volatile stocks in roth bc the options on them are so cheap and lucrative, & plus i bought them at the bottom of the crash. (50% of my net worth is in safer index funds btw, roth is for no taxes lmao) If we didnt crash I wouldve stayed in the regular versions of HOOD, HIMS, ETH, etc. Took a risk & it paid off. Now im eager for a pullback, puts on SOXL & IWM alone will take my roth to $100k. Calls will do the same if we keep running. Either way we get rich boyzzz & i will never EVER let this account get cut in half again, thats a promise lol

those are actually all really solid ETFs tied to different sectors - VGT (tech), XLV (healthcare), ITA (aerospace/defense), and XLE (energy). Each one gives you diversified exposure within its category, which is great if you’re looking to spread out risk a bit.
The key is thinking about your goals and how long you’re planning to hold. If you’re investing for the long term, these sectors can all play a role depending on your risk tolerance and how you want to balance growth vs. stability.
Also, i use this app called Hedge that lets you invest in a group, so I’ll sometimes drop ETFs like these into a proposal and see what my group thinks before buying. Having people weigh in can be super helpful, especially when you're torn between a few good options.
All four picks are legit tho imo it really comes down to what kind of portfolio you’re trying to build and how active you want to be. You’re asking the right questions, which already puts you ahead.

Hello bogleheads,
I'm a rookie who feels his life was a lie until I found out that ETFs exist. Basically, I started putting in money on core tech stocks during the COVID market crash which by luck paid me well. Now that I am more aware of safer investment options, I want to build a portfolio for retirement.
TL;DR here's my breakdown -
VOO - 55% - I'm sold on the VOO and chill principle and would like to have a solid backbone.
SCHG - 10% - Slightly more aggressive take on tech aimed at maximizing returns.
AVUV - 10% - I don't buy the VTI philosophy of being "inclusive", and want to give the small/mid-caps a fair chance.
VXUS - 10% - Having a completely non-overlapping market with the US.
IBBQ and XLV - 15% - This is my personal tilt towards biotech/healthcare which I believe will be on the upside besides tech.
Would welcome any advice/tweaks/recommendations from the expert community here. TIA!

it seems like the tech sector is not, but rather XLV and XLU is pumping hard today, very bearish it seems and XLK the top holdings supposedly, are not at -.32% hmmm

This is a very difficult personal decision. On one hand NVDA is a momentum beast and AI isn’t going anywhere but you have great gains…
XLV and VDC seem less volatile but honestly there are no safe investments in this environment. Healthcare is under the gun with out of control cost and changing regulations… it may be safe.. consumer staples specifically VDC is trading at high, expensive levels.
My approach would be to trim, take a little off the table and maybe get into VDC or XLV when another market selloff occurs.
That would be my approach.. I don’t believe you have to be in a position all of the time and I get the inflation factor but this would be my approach if I were you.
Hope that helps

for those that look at the broader market, there were huge bullish hits yesterday, close to 1 million dollars in premiums in 1 day, for XLV. Means money is moving around the healthcare sector. this is bullish for the broader healthcare stocks even after the UNH tumble. The healthcare sector has been choppy the past 5 years. this could be a breakout year for individual healthcare stocks.

I have four stocks that I am hesitant on buying and that is VGT, XLV, ITA, XLE. I would honestly like advice on if they are solid stocks to stick with or look for different ones.

**$184 > $2,600 on $UNH puts. $36k roth to $22k and back to $40k** thanks to a series of SOXL calls and shares + buying a bunch of 2x leveraged single stocks like ROBN, HIMZ, ETHU & ORCX at the bottoms. Last month has been crazy, got sick & depressed during the recent crash & didnt have the energy to day trade puts on the way down. Literally just held calls and they all expired worthless. Immediately when I felt better I got clear minded and just day/swing traded calls on the way up. I have so much cash on hand, ive taken all profits**,** & as of now i'm doing cheap itm & otm calls on the regular versions of my 2x leveraged stocks & will start day/swing trading cheap puts when I feel they get too overextended. I'll now always be hedged in a put, even if its a small loss.
As for $UNH , i bought shares at $300 and needed to protect them, so i bought a cheap $184 $300P 1DTE. Didnt care if i lost it or not, as I trade only what im willing to lose per hedge. Also have a large position in $CURE so i picked up some XLV puts. I only do options on stocks I own and I ONLY use puts as protection & ONLY do calls on stocks I took profit on, and use the profits to gamble.
Im in nothing but highly volatile stocks in roth bc the options on them are so cheap and lucrative, & plus i bought them at the bottom of the crash. (50% of my net worth is in safer index funds btw, roth is for no taxes lmao) If we didnt crash I wouldve stayed in the regular versions of HOOD, HIMS, ETH, etc. Took a risk & it paid off. Now im eager for a pullback, puts on SOXL & IWM alone will take my roth to $100k. Calls will do the same if we keep running. Either way we get rich boyzzz & i will never EVER let this account get cut in half again, thats a promise lol