TWO
Two Harbors Investment Corp.
stock NYSE

They offer B2B e-Commerce services, connecting manufacturers throughout Asia with buyers in the US, UK, Germany, other European countries, Japan...
They employ an SFR model, enabling suppliers to directly fulfill orders, which reduces inventory risk and capital expenditures for the company. Which is probably why they keep reporting massive increases in revenue year over year but I digress.
The stock was originally worth FAR more than it currently is but due to a massive investor pulling all out paired with the tariffs drama... The value of their stock plummeted and plummeted hard. That massive loss, however, is now over. $11-12 seems to have been the lowest dip and it is now trucking harder than ever.
They reported much higher revenue and other figures this quarter than expected, meaning they are making rapid and substantial progess in regaining the market share they lost from really amounted to bad luck.
With tariffs dying down and countless heavy investors jumping on the opportunity presented by this company, you'll see the effect it has had on the value of this stock. And this isn't remotely the end of just how far this stock will go. Even if it returns to pre-2024 fourth quarter levels, you'll have secured a fat check off of it.
Headquartered in El Monte, California, so could avoid any potential delisting by the US government. They've also been diligently working to adjust their logistics and business model so that tariffs alone will never hit them that hard again and I gotta admire how well they've navigated what has amounted to... A series of extremely unfortunate events for the company.
They also won TWO Gold Stevies at the 2025 American Business Awards. No matter what metric or ranking you look at, all experts seem optimistic on this company.
And if you can look at the history of the stock's value... It's abundantly clear. GCT is bouncing back hard.

Oh, so now TWO people can tell me the ice cream machine is down! Great!

Calling someone else clown when you end your comment saying “caw caw”. You can’t make this shit up.
By the way do you know that crypto.com literally lists every single shit coin?
Also them owning 55% is the biggest hint no one should buy this shit just by looking at cro’s price. It’s at the same price that it was FIVE YEARS AGO. It’s been a literal stable coin for TWO YEARS now. Embarrassing arguments.
But don’t worry, everyone who has more than two braincells can see that your shit coin was a usual pump and dump scheme, and has been falling in price for a year now. Keep shilling and act like a child ending every comment with “caw” hoping that this way you will make even with your “investment”. Deep inside you know you will not.
This is the point where I mute and block all bots here. Keep replying, I, for one, luckily won’t be able to see it anymore.

I don't want to make TWO mistakes to try and compensate one. I rationally know waiting is a mistake but also fomoing in is one. I think the right rational play would have been buying after the first V

A lot of bers are angry at themselves for not buying te GENERATIONAL dip, so they keep deluding themselves into believing that everything will crash IN TWO MORE WEEKS! Meanwhile, chad BVLLS are on ATH!

Again, I'll reiterate my anecdote and give you an opportunity to explain how your argument makes any sense. Major Midwest center that is the sole Tesla dealer for ~6m people, as of last Thursday, had two Model Y's in stock. To further my anecdote, when I went in to test drive the car and potentially buy one, we had to wait almost two hours because the center had probably ~25 couples/individuals in it waiting for test drives. Do you really think Tesla would stop making their best selling car entirely, unequivocally cementing in horrible sales #s because they would have no cars to sell, rather than reducing their margins when they have TWO CARS FOR SALE IN AN ENTIRE STATE? Use some god damn common sense here, my goodness. I know it's in short supply these days, but for fucks sake, this is such a dumb take. I just looked at Teslas website and expanded my search to 200 miles around me, and there are nine Model Ys available right now. Nine.
I don't care if other service centers have 10 model Ys, available, 5 cars available, or 50 available. It doesn't change the fact that those are low inventory numbers for your #1 selling car. Go to any other manufacturer that has 10s-100's of dealers in a single state and they will have hundreds to thousands of various models available. You think Tesla is somehow in dire trouble because they have a few hundred cars nationwide available?

Sounds familiar , hmmm, oh ya tRump:” we will have a health care plan in TWO WEEKS” 🤣🤣🤣🤣

Every time this happens someone shows up and comments like that, $5 wrench attack, home invasion and so on.
Tell me me what you wanna do?
I have a ledger (not at home) and a cryptosteel, the cryptosteel is in a bank safe thats only accessable if TWO different persons show up (me and another one).
You could torture me as much as you want i couldnt give you a single cent.

You only need TWO!

What about this …
// RISK //
Focus on possible risks first, not on possible gains. Think more pessimistic (what can go wrong, the worst possible situation) and not optimistic (what you hope because that would be a dream) in your calculations.
The risk is, minimal but it really exist, that you

- (A) have an accident and you cannot work any more and you cannot payoff any more the mortgage by your working power WHEN following (B) second situation also exist - the stock or ETF you bought are in an unfavorable condition (an economic crisis hit the markets hard) but you have sell the stocks piece by piece to pay the mortgage. (And sell them with a loss)
So, get rid of the mortgage and you don’t allow even, that the above mentioned „bad situation combo“ can happen.
// HALF //
Analyzing my Investment decisions of the past (stock market 2005/6, crisis 2008, cryptoboom 2017, corona 2020), myself came to the conclusion, *** that „just doing the half of my decision“ would be the right way. ***
- in 2005/6 I was all in into derivates with 10 000, went up to 21 000 , I had a fear and sold for 7500, during my favorite stock a wind energy company stock went up by also 200%. The correct way, would habe been here to split up, buy stocks for 5000 and buy derivates for 5000. My invested capital was a mortgage, I lent 10 000 from a bank and I payed it back monthly. My FAILURE was, not doing HALF.
- in 2008, i knew that gold and silver are the real money, not fiat. I again, had to take a credit by a bank (correct time but no money) my favorite amount of 10 000. I wanted to buy with it, HALF gold and silver coins, bars, HALF with it stocks.
Because my home bank said, we don’t give you money to buy stocks, I just bought gold and silver and no stocks. That was for them. I could take the credit at other banks, but home bank was also now my employer (we work as a subcompany owned by the bank). So, my FAILURE was not doing the HALF. I let to influence my decision by other parties.
- in I think, 2014, when other colleagues played around buying selling bitcoin when it was at 400. I was stubborn. I did not bought it, because authorities will forbid Bitcoin. My FAILURE here was, just think in two decisions „full yes“ (full optimism / white) and „full no“ (full pessimistic / black. So I though just black or white. I avoided myself, psychologically to think about HALF (decide for booth directions mentally, buy it and also not buy it, for example I say I have 1000 to invest, and now I say I buy it with 500 and I don’t buy it with the other 500.
- in 2017, crypto boom. With own money, not credit. I first invested 1000 in DENT coin because looks like a great project, and another 15 000 into other non Bitcoin coins. That was in July. My failure was here, STUBBORN, (a) I did not want to pay taxes of 27.5% for the profit if I sell, speculation tax, because buy and sell date are within one year. And (b) mentally ignoring the HALF option, to sell the half and hodl the other half of my coins I had. Just DENT went up 249x so to 249 000 and the other coins, by 2x in average so 30 000, like that. I was STUBBORN focusing on just „sell all“ or „hold all“, but not on sell HALF and still hold the other HALF. Other said, sell it sell it, I wanted to be clever and have massive philosophical discussions with myself „listen if I sell (all) and it move up later, will it hurt me mentally worse, than i don’t sell (all) and I don’t get the 249 000 for DENT coin. I tried to take the correct action, but I forgot about possibility of HALF, for one part you decide for your option one (sell all.. of this part) and the other part you do it like your other decision hold the coins, not selling them. I just decided to just hold all coins and not selling anything of it. I saw the prices where going down again, but I did nothing. OR we can say, I had the strong nerves but not with the correct coin (Bitcoin hodl hodl). We were all on the crypto market influenced by hodl hodl mentallity. I did not sell any of my coins. I the coming years, I was thinking about it sometimes.
- 2020 / 21 corona time. First, I realized that the crypto market as a whole get a smaller peak, and I could pay out my DENT coin, I decided to pay out 3/4 of this coin, so 16 000. The other coins I did not touch. The big thing was to get money out of this coin.
- in 2020 / 2021, because I am somebody specialized on crisis times, as we see in my description, again, knew that have to do something. I took a credit of 40 000. This time I split up into (a) stocks, (b) startups and buying (c) non investment things like computer and furniture. I did not bought (d) crypto. The stock decisions where good, but need longer to recover, I bought airplane companies and cruise ship business (carnival, and other big rival). My startups .. there is one very promising… computer and furniture what should I say, it was NOT the correct timing, better would be ETH coin.
… I want also to do ValueInvesting, I have the books since 20 years, but I did not do it with full power and commitment yet, what also hurts because time passes and we know how important time / years are regarding money.
To SUMMARY,
- the big failure of my side was / is. If I have to decide between two possibilities, I did not see or ignored the HALF possibility.
- stubborn focusing on booth extremes and ignore the HALF possibilty
- let my decisions influence by others
My advise, take the sum, and pay all mortgage with the HALF, and invest the other HALF.
But, regarding the investment part. You have to go all in after hitting a bottom in a crisis. Next one will happen, that is guaranteed. We don’t know when. Or is this now, Trump actions started a crisis? Or is this just a small fart. WAIT AND SEE IF IT WILL GO DOWN..,
Because at the bottom, you get quality stocks or ETF at great prices, ONE OF THE TWO IMPORTANT FACTORS for a great investment is fulfilled(buy cheap, after a crisis), THE SECOND IMPORTANT FACTOR is, to buy quality companies or ETF (even more safe). If you buy now, and quality company stock or ETF, you get a great dividend (from now on, the chance is the highest) and stock price will go up. (Just a car rental company I choose in 2008 went up to 12x , not to mention the dividend maybe at 15% later year by year). So, you still can wait for the correct timing.
You have to make the correct decisions (to buy) in just a couple of times in your live. 2000, 2008, 2021, 2025???? or in 20XX. And you need accumulated money to be able to take action (to buy).
In my case, I will now accumulate money for the next big big crash. Because when it will come, I cannot accumulate any more, I have to take action. I am not sure if Trump is / was the next big economic crisis. Tariffs can be changed on a daily base, but for example the hypo crisis in 2008, took much much longer to build up, and that much much longer to get cleaned out of the system
I hope my comment helps, it took me time to enter on the suboptimal interface(phone)