SPLG
SPDR Portfolio S&P 500 ETF
stock NYSE ETF

Will be hard to ever beat FXAIX and me personally would get it up to 10k and by then you will have more experience into which direction you want to go when that time comes. If your anything like me and many others you will want to start playing around with 10% or less just to fill active. But yeah FXAIX has been incredible for me,I have been in it for 4 years and I’m up 34% in my 401k. I also use sp 500 in my Roth as my main position as well but with a different fund SPLG. I’m super long on the sp 500.

AVGO AAPL GOOG NVDA SPLG

I just opened a taxable account at age 50. Should I start with SPLG?

I have about 90% in SPLG (S&P), 6% in PYPL and 4% in AMD.

SPMO out of these two. Personally I prefer a three fund portfolio, specifically: SPLG, VGT, SPYI

XRT, XLB, XLF, XBI, XME, XLU, XLE, XLP, SPLG, GDX, GDXJ, IBIT, TLT, SLV, KRE
IV will be on the lower side for most of these symbols but covered call is still tradable if you opt for a longer duration or place your trades closer to ATM

SPLG + QQQM + SCHD

If this is in tax-advantaged accounts, you can sell at any time to change your portfolio.
While you do miss out on mid and small caps with SPLG, that's not actually a big deal in practice and so I would lump VTI in there as well (those two are much more similar than QQQM is to either).
>If we use cash to purchase VXUS would we have any blind spots?
Sure:
* us bonds
* ex-US bonds
* real estate
* commodities / precious metals
Not everyone needs to have all or even any of those though.

interesting, did not know about SPLG. nice low ER

I wouldn’t put the bulk in stocks, but ETFs(SPLG and VGT). 2 stocks I have the most confidence in are AVGO and AJG, each holding about a 5% position in my portfolio.

401k plans only allow purchasing a specific list of mutual funds; you can’t buy random ETFs like VOO or SPLG.

Why is this downvoted? Is VOO or SPLG bad advice? I need insight.

No, I have a hobby of correcting misinformation.
You weren't putting forth any discussion of investment philosophy, and so I didn't respond in such manner (and I had already written out similar things several times in the day, and do get tired of doing so).
(Btw, it's worth noting that despite your unfounded critique of my education and that of other Bogleheads, the portfolio you suggest only exists because of Jack Bogle.)
Most performance differences aren't due to bonds, but rather to international diversification. The US has done really well on that front the past fifteen years; it's unknown how that will go for the next fifteen. Historically this has shifted back and forth, but comparing one country against the rest of the world is always weird because they're fundamentally fairly different.
Beyond any of that discussion though, we have to realize that your statement "SPLG is a better investment than the TDF" is flawed at its premise because you assume the highest expected returns are the goal. On the surface this would be true, in reality our portfolios should help us _achieve_ our financial goals in the most pleasant way possible. That is, getting to 100% and 120% of a goal have the same effect, and more importantly, there are humans involved in all of this and we need to recognize both their needs and their flaws. That's why we don't generally recommend that folks go 100% small cap value, for instance: it has higher expected returns than large cap blend, but with more volatility, and with usually decades of underperformance and very short periods where it makes up for that. Very few people can actually hold such a portfolio, which means they won't actually see those returns.
And absent of any discussion about OP's risk (which, admittedly, we should, but I was being lazy), a target date fund provides a reasonably good match for common risk tolerance, which is the specific purpose of them.

I stopped DCA into SCHD end of last year, and started reinvesting its dividend payouts into SPLG and SCHG

If you have 15+ yrs until retirement, pick a s&p 500 etf like VOO or SPLG.

Predicting this market has been challenging, except for “Liberation day” which seemed like an obvious time to buy heavily and I did. But going forward, I can’t confidently predict what the end of this year will look like for the markets or AVGO, but I do have confidence in the continued growth of AVGO and all my investments, which is heavily weighted in ETFs (SPLG, VGT and SPYI), over the long-term. Your guess is as good as mine! Good luck to us all.

Curious if anyone would be happy help simplify (and add diversification) to my current portfolio.
We are mid 30s, in the US, maxing out retirement accounts, with a 25-30 year retirement horizon.
Our current portfolio:
30% SPLG
30% QQQM
10% VTI
5% speculative stocks/Bitcoin
25% cash (available for investing to rebalance)
I recognize a fair amount of overlap exists with a tech tilt in the SPLG/QQQM positions. I am comfortable with these two effectively functioning as a S&P500 position.
We have relatively no international exposure. I have seen recommendations for VXUS and IXUS.
If we use cash to purchase VXUS would we have any blind spots? In this scenario would it be advised to leave the VTI as is and allocate future contributions to SPLG/QQQM/VXUS?
Potential future portfolio:
60% S&P500 Tech Tilt (SPLG/QQQM)
20% VXUS
10% VTI (no longer contributing)
5% Speculative/Bitcoin
5% Cash
Appreciate the help and any alternative strategies that can accommodate my current positions.

First let's talk house. Create a dedicated HYSA for this, set up automatic transfers into it every month. This is now one of your bills. That account is your house downpayment and will dictate whether you can afford a house and how much of one. Adjust the savings rate on it up as needed.
Retirement: you're doing the right thing. Probably do more of it, but you can run the retirement calculators for yourself. In terms of which accounts to use, if you want to optimize follow https://www.bogleheads.org/wiki/Prioritizing_investments . If you want to keep things simple, 401(k)s are nice because they're fully automated and you never see the money, and so if you can meet your saving goals within the 401k yearly contribution limit, you might just stick with that.
Investment choices: target date funds are great because they are incredibly simple and put you into the well-supported [three-fund portfolio](https://www.bogleheads.org/wiki/Three-fund_portfolio) (or so - they might mix in international bonds, real estate, a few other things).
Fidelity has two lines of TDFs, with almost identical names. One is actively managed, which means it has a high expense ratio (impact: https://www.bogleheads.org/wiki/How_much_do_you_lose_to_annual_fees_after_many_years%3F). The other is indexed, which means it has a low expense ratio. The former is not great, the latter is great. Which one are you in? What's available in your plan?
Your TDF already includes everything in SPLG at market cap weighting, so there's no need to add the additional fund.

Hey, since you’re 35, you’ve got at least a solid decade to go for high-growth investments. A simple approach could be tossing everything into a broad ETF like VOO for solid returns with minimal hassle. But if I were in your shoes—without knowing your personal situation or goals—here’s how I’d split things up for the next 10 years: 60% in SPLG for broad market exposure, 10% in GLDM for a touch of gold as a hedge, 10% in AVUV for small-cap value, and 20% in SPDW for international stocks. If you’re not keen on holding gold and feel bullish about the market, you could swap GLDM for SPMO to keep that 10% in a momentum-focused ETF instead, especially since the hedge is only a small slice of your portfolio.

Ok thats too bad, Schwab is a great brokerage for a lot of other reasons but not being able to buy fractional is annoying.
If you’re looking for lower share price SPLG and FTEC could replace SPY and VGT respectively.