SMH
VanEck Semiconductor ETF
stock NASDAQ ETF

JPM, SMH

Anything that tracks s&p 500. VOO is pretty good to just keep investing.
I like to invest a bit in SMH when that market is good but thats pretty seasonal.
Dont sell anything, just invest more in growth

And the mods pulled my post down inquiring about ripple and the potential on the price of xrp if they burned tokens. SMH

gonna move all my everything into SMH and close my account for 10 years

You’re probably in good shape no matter what, but I’d lean toward making SCHG the core of the portfolio since it’s a broader, rules-based growth fund that tracks the Dow. Let that fund anchor your allocation. I’d probably go with 80% in SCHG and 20% in SMH or VGT to double down on tech.
That said, all of these funds are strong, and honestly, at your age, you could probably pick allocations out of a hat and still be fine. The one thing I’d be cautious about is leaving SCHG out entirely—without it, your portfolio would be exclusively tech-focused. But ultimately, it’s up to you.

Terrible that you not only have to doubt the authenticity of the item being graded, but the authenticity of the grading as well! SMH... Some people... MFers 😑

>and yet the index struggles to take off.
Explain to me what you mean by that. This is from 2020 to now.
|Ticker|CAGR|Cumulative|$10k Invested|Years|Max Drawdown|Sharpe|Sortino|
|:-|:-|:-|:-|:-|:-|:-|:-|
|**SMH**|**38.59%**|**459.94%**|**$55,993.61**|**5.28**|**-45.30%**|**1.09**|**1.66**|
|LRCX|37.29%|432.74%|$53,274.02|5.28|\-56.85%|0.90|1.40|
|AMAT|35.62%|399.34%|$49,934.46|5.28|\-55.14%|0.91|1.38|
|QQQ|25.85%|236.62%|$33,661.96|5.28|\-35.12%|1.07|1.54|
|SPY|23.34%|202.56%|$30,255.96|5.28|\-24.50%|1.20|1.69|

Shit is riggged!!! ONLY 10 DIAMONDS UNTIL LAST DAY WATCH!!! SMH

A lot of bad and wrong info in this thread. If you know nothing about this sector, just buy SMH. Semiconductor industry will likely outperform the broader market over the long run but it’s very volatile so have a smaller position in your portfolio.

You can always look into ETFs like SMH and SMHX for heightened chip exposure with diversification. I personally am VERY chip heavy long term. It has paid off amazingly for years and is expected to continue to beat the market on average over a long timeframe despite the run up in recent years (with periods of less so because it’s cyclical, but still beating on average). It’s a very aggressive high risk strategy but with high reward typically for those willing to stomach it. A lot of stocks during the tariff war stuff fell even around 30% or so this year and are now up 10-20%. A massive swing hard for some to sit through.
There is no one like Taiwan because no one has their technology capabilities. That’s why they basically have a monopoly on advanced chips. Taiwan also has extremely talented and aggressive leaders and workers dedicated to rapid and consistent growth as they never want to fall behind.

So why don't you just buy the SMH index? That's what I did back in 2020, although I have a version of the fund that caps individual exposures at max 10%, and that made me miss the massive Nvidia run up! But I am digressing.
However, I found investing in semis very frustrating. They will be the foundation of the economy, they are in almost every technology that we use, and yet the index struggles to take off.
I have built a position in NVIDIA for the past two years, I haven't had massive gains but my first purchase was below $ 800. Given that I have a smaller position in SMH, I'll just let that run and I am looking to take profits at the next bull run. I think that over the next 5 years Semis will do pretty well, but the sector is very volatile and cyclical. I would have thought that semis was an easy play given how pervasive AI will be from now on, but that is not reflected in the market at the moment.

If you're behind go big in the Roth! 60% VTI, 30% XLK, 10% SMH 😎 I like the 401k allocation but max the Roth and try to raise to 15% in the 401k ASAP.

I invest in SMH and IGV and really like them. I also invest in the top three holdings of each. I recommend both. Software will outperform semiconductors in the next phase of AI development, so I do 50/50.

I too am tech heavy. I couldn’t imagine tech not outperforming in y lifetime even if it has periods of major drop. However, I would recommend IGV for software. Tech has cycles and it starts with semiconductors and then goes to software. I would put an equal amount into SMH and IGV. I personally would cut QQQ. It only performs well because of tech and since you already have tech specific funds it becomes pointless. I personally balance my tech with SPMO, SPHQ, and AVUV, but I don’t know if those are available in the UK. The next best option is 50% VOO or VT and 50% tech. But when it comes to tilting a portfolio I believe you should do an allocation based on how much faith you have in that tilt. If you are 50% sure tech will outperform, go 50% tech. If you are 80% sure, go 80% tech. 10% go 10%. But it would be good to balance the rest with something that is the opposite. Small cap value, AVUV, is the opposite. low volatility like SCHD is also the opposite. Honestly doing 50% AVUV and 50% SCHD of the percentage you don’t allocate to tech would likely be a good move since small cap value will do well during market recovers and SCHD would lower volatility. But personally I like investing in small cap value, large cap quality, large cap momentum, mid cap momentum and tech, with the highest allocation to tech.

Super. Let's have intrusive government oversite of crypto transactions. /SMH - what the hell was this all for?

I held SMH but sold and decided to pick my stocks. The reasoning was some of them had amazing growth but not at the exact same time as eachother so I decided to only buy stocks at low dip opportunities. I purchased AMD TSM and some others during the dip period.

my AI overlord says: Turning $250K into $1 million is ambitious—but absolutely possible with the right mix of strategy, time, and risk tolerance. Let’s break down a few realistic paths someone could take, depending on how fast they want to get there and how much risk they’re willing to stomach:
🧠 Option 1: The Long Game (10–15 Years)
- Approach: Invest in a diversified portfolio of broad-market ETFs like VTI, QQQ, or SCHG.
- Expected Return: ~8–10% annually (historical average)
- Outcome: At 10% annual growth, $250K becomes $1M in ~15 years.
- Risk: Moderate. Market volatility, but historically reliable over time.
⚡ Option 2: Accelerated Growth (5–10 Years)
- Approach: Tilt toward high-growth sectors like tech (SMH, AIQ), clean energy (QCLN), or biotech (XBI).
- Expected Return: 12–15% annually (with higher volatility)
- Outcome: $250K could 4x in 8–9 years if trends hold.
- Risk: Higher. Sector-specific downturns can delay or derail progress.
🎯 Option 3: Aggressive Strategy (3–5 Years)
- Approach: Mix of individual high-growth stocks, 0DTE options, or leveraged ETFs like TQQQ or SOXL.
- Expected Return: Potentially 25–40%+ annually—but highly variable.
- Outcome: $250K could hit $1M in 3–4 years, but with serious drawdown risk.
- Risk: Very high. One bad year could cut the portfolio in half.
🏘️ Bonus Option: Real Estate or Business
- Approach: Use $250K as a down payment on income-generating property or seed capital for a business.
- Upside: Leverage and cash flow can accelerate returns.
- Risk: Depends on execution, market, and management.
If this were a real scenario, I’d suggest building a tiered plan: anchor with stable ETFs, layer in some growth, and carve out a small slice for high-risk/high-reward plays. Want to sketch out a sample portfolio or timeline based on one of these paths?

Check out SMH. Semiconductors.
Also, FYI: IYW and IGM are in the same category as VGT. IGM is unique in the tech sector with only 78% tech and still keeping up. Not suggesting you switch, just a heads up.

That's fair. But if you want any spice in the portfolio it's much harder. For me I like to spice up 20% of the portfolio I'm stuff like BRK-B, CRSP and tech ETFs. Like QTUM, AIQ, SMH, and FBOT. So for me to keep my allocations in the 20% amount and spread it out among my etfs I need to do partials for everything. So vanguard makes it hard for me. And I really can't switch from vanguard because it would be a 300 dollar fee to close out my vanguard account and switch brokers. So I'm kinda stuck with not as evenly balanced as I like. My fidelity account for work is much cleaner.

>Anything else you think I should consider for this portfolio?
IMO drop the quantum computer ETF, it's trendy trash. when there's innovative new technology it's difficult to predict how it will develop over the long-term or which companies will eventually dominate.
I would reduce the allocations to QQQ and SMH. they're both arguably overvalued and there's no guarantee their past strong performance will continue into the future. SMH and QQQ have about 25% overlap and it's mostly the top stocks so you're just doubled up on Nvidia, Broadcom, AMD, etc.
I would add something with stocks outside the US. There's no guarantee US stocks will stay dominant into the future. The FTSE 250, UK mid-size companies, beat the US market for a decade starting in 2006 and this type of thing could easily happen again. https://curvo.eu/backtest/en/compare-indexes/ftse-250-vs-sp-500