QQQ
Invesco QQQ Trust, Series 1
stock NASDAQ ETF

Yeah it’s funny bc I was running this PyTorch model that someone open sourced and it relied only on vision. I swear I think it’s so overlooked bc it’s not metadata. Nice work. My problem was my model was too lagging of an indicator. Just took to long to run. It was also when I was day trading QQQ 😂 probably would have been better if I was using it for price targets a few days out lol

You’re in a good position, but the real question is how much of that $80K you need to be liquid for true emergencies or major opportunities. If you have no big purchases planned for at least a year and already have a 6-month+ emergency fund carved out, you’re sitting on a lot of underperforming cash.
Consider a split approach:
• Keep 6–12 months of living expenses in the HYSA for peace of mind.
• Move the rest into a brokerage account, but keep it in low-volatility, income-generating assets like short-term bond ETFs or money market funds if you’re worried about needing it in under 2 years.
• If your timeline extends past 2–3 years, you could get more aggressive with index funds like VOO or QQQ and let compound interest work.
Inflation is quietly eating your HYSA balance. The key is balancing mental comfort with financial optimization. Ask yourself: ‘If the market dipped 20% tomorrow, would I panic or stay the course?’ Your answer tells you exactly how much to move.

I did say QQQ/TQQQ would require timing.

I had a pending assignment for x5 $521 5/16 QQQ calls I sold. QQQ closed ITM at $521.51 and I saw the pending assignment message. However, QQQ closed at $514.63 after hours. My pending assignment message is gone and I was notified x5 calls expired. I don’t think I got assigned anymore 😪😪 would have been perfect lol.

This is factually inaccurate. TQQQ didn't exist during the dotcom bubble, but an event like that would cause underperformance even to this day. It would have been down 99.95% from the beginning to the end of the dotcom era.
The daily roll cost of derivatives used to simulate the 3x moves also causes tracking error. TQQQ is still nearly 20% below its 2021 high, while QQQ is roughly 29% above its 2021 high. Thats a performance difference of 49% in favor of QQQ since November of 2021.

Hmm I don't know how to feel.
I have SPY puts that will blow up hugely if this holds or continues downward before Monday.
On the other hand, I have 2x as many calls on SPY and QQQ for Monday.
So I'm praying for chaos one way or another. No flat theta limp dick catastrophes canceling each other out.

It's just a 3x change in SPY/QQQ, leveraged ETFs outperform regular ETFs in the long run simply because the market trends upward long term. Take a look at 5 year performance between SPXL and SPY (TQQQ/QQQ is a bit more volatile and requires manual timing though)

That's a lot of overlap. Why have VGT and QQQ both? Is there a need to have both? And why have VOO instead of VTI? You have no mid or small caps.

Ah my man QQQ calls 🫤

I'm going to buy QQQ puts and if I'm wrong then so be it. We have past markets to look at and see how they reacted then

Which ticker? What's your strategy? I've gotten burned as often as I've won with SPX condors. Usually do better on SPY or QQQ

5-8M OTM call is 5% over the current strike price? And are you saying get calls for the mag7 stocks or QQQ/spy?

Noticed ETFs like VGT and QQQ are up 0.19% and 0.44% respectively today, which feels like a solid sign given the current volatility. I’ve been tracking these moves quietly on Roi, but honestly, staying patient and focusing on long-term trends is way more important than daily fluctuations. Also, inflation news coming up could shake things up again soon, so keeping some cash handy might be wise.

What did I miss, why the decline after hours on QQQ and HIMS? 

Learn how ticks work. Basically at $0.25 move in QQQ is a \~$20 move in MNQ. People can make a ton of money on futures if they know what they're doing. People who have not learned about them enough and are good at trading an unleveraged version lose it all.

Right before end of 90 day china trade deal do puts for QQQ. This is not good advice and I dont trade options

Today, Moody’s downgraded the U.S. credit rating, causing U.S. stock futures to fall in after-hours trading. Back in August 2011, S&P was the first to downgrade the U.S. credit rating from AAA to AA+, which led to market chaos. The panic wasn’t due to people losing faith in the U.S., but rather because many contracts, derivatives, and investment rules required only AAA-rated assets. So when the rating was cut to AA+, investors faced technical defaults or could no longer use U.S. Treasuries as collateral, triggering widespread fear.
Since then, the rules were revised — no longer requiring AAA-rated assets but broadly accepting “government securities” instead. This change allowed U.S. Treasuries to remain compliant collateral and investment assets, regardless of their rating.
Later, in August 2023, Fitch also downgraded the U.S. from AAA to AA+, but because contract rules had already been revised, the market largely ignored the downgrade.
Today, May 16, 2025, Moody’s followed suit and downgraded the U.S. to AA+. This means all three major credit rating agencies now assign the U.S. the same AA+ rating, turning a previously “divided” view into a “unified” one.
Technically, this downgrade will not trigger any technical defaults or forced rule-based actions; the impact is mostly psychological. As of 8:00 PM Eastern Time, the Nasdaq ETF (QQQ) was down -1.32% in after-hours trading, suggesting that stock index futures will gap down at Monday’s open.

Wow such a big scary weekend ahead. Sure hope I don’t panic sell my wittle bitcoin before it rockets to $110,000! Or my wittle QQQ holding on for dear wife after all these tariff break. UwU

Invest the 100k today in VOO or QQQ or whatever company/index you like. Add $1,000 per month for 20 years. You’ll have around a million in 20 years. 

QQQ is a long term hold for people who don’t understand what it is